@font-face{font-family:SixTen Display;src:local(Space Grotesk Bold),local(SpaceGrotesk-Bold),local(Space Grotesk);font-weight:600 700;font-display:swap}@font-face{font-family:SixTen Sans;src:local(IBM Plex Sans),local(IBMPlexSans);font-weight:400;font-display:swap}@font-face{font-family:SixTen Sans;src:local(IBM Plex Sans SemiBold),local(IBMPlexSans-SemiBold),local(IBM Plex Sans Medium);font-weight:600;font-display:swap}@font-face{font-family:SixTen Mono;src:local(IBM Plex Mono),local(IBMPlexMono),local(IBM Plex Mono Medium);font-weight:400 600;font-display:swap}:root{--ink:#10263d;--ink2:#2b3f55;--mute:#5a6b7d;--gold:#8a6420;--gold2:#e2b565;--line:#d5dce4;--wash:#f4f6f9;--white:#fff;--ok:#1f5b3a;--under:#7a3b12;--radius:12px;--tap:44px;--sans:"SixTen Sans", "IBM Plex Sans", system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--display:"SixTen Display", "Space Grotesk", "Segoe UI", system-ui, -apple-system, Roboto, Arial, sans-serif;--mono:"SixTen Mono", "IBM Plex Mono", ui-monospace, "SF Mono", Menlo, Consolas, "Liberation Mono", monospace}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{font-family:var(--sans);color:var(--ink);background:var(--white);margin:0;font-size:16px;line-height:1.5}h1,h2,h3,h4{font-family:var(--display);letter-spacing:-.01em;color:var(--ink);margin:0 0 .5rem;font-weight:700;line-height:1.15}h1{font-size:clamp(28px,6vw,44px)}h2{font-size:clamp(22px,4vw,28px)}h3{font-size:18px}p{margin:0 0 .6rem}a{color:var(--ink);text-underline-offset:2px}button,input,select,textarea{font:inherit;color:inherit}:focus-visible{outline:3px solid var(--gold);outline-offset:2px}.num,.kpi-value,.memo-table td.r,.nf-input{font-family:var(--mono);font-variant-numeric:tabular-nums}.sr-only{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;position:absolute!important}.skip{background:var(--ink);color:#fff;z-index:100;padding:10px 14px;font-weight:600;position:absolute;top:0;left:-9999px}.skip:focus{top:8px;left:8px}.wrap{max-width:1240px;margin:0 auto;padding:0 16px}.muted{color:var(--mute)}.small{font-size:.875rem}.nowrap{white-space:nowrap}main:focus{outline:none}.print-only{display:none}.site-header{border-bottom:1px solid var(--line);background:var(--white)}.header-inner{justify-content:space-between;align-items:center;gap:12px;min-height:64px;display:flex}.lockup{color:var(--ink);min-height:var(--tap);flex-direction:column;justify-content:center;line-height:1.2;text-decoration:none;display:flex}.lockup-broker{font-size:16px;font-weight:700}.lockup-team{font-family:var(--display);color:var(--ink2);font-size:14px}.lockup-dot{color:var(--gold)}.mode-switch{border:1.5px solid var(--ink);border-radius:999px;display:inline-flex;overflow:hidden}.mode-switch button{cursor:pointer;min-height:40px;color:var(--ink);background:0 0;border:0;padding:0 14px;font-weight:600}.mode-switch button.is-on{background:var(--ink);color:#fff}.subnav{flex-wrap:wrap;align-items:center;gap:18px;min-height:40px;font-size:14px;display:flex}.back-link,.all-tools{color:var(--ink2);padding:8px 0;text-decoration:none}.back-link:hover,.all-tools:hover{text-decoration:underline}.hero{padding:28px 0 18px}.eyebrow{font-family:var(--mono);letter-spacing:.08em;text-transform:uppercase;color:var(--gold);margin-bottom:6px;font-size:12px;font-weight:600;display:block}.tagline{font-family:var(--display,inherit);color:var(--gold);margin:2px 0 10px;font-size:clamp(18px,2.4vw,22px);font-weight:600}.lede{color:var(--ink2);max-width:720px;font-size:clamp(17px,2.2vw,19px)}.door{color:var(--ink);border:1.5px solid var(--line);min-height:var(--tap);border-radius:16px;flex-direction:column;gap:6px;padding:18px;text-decoration:none;display:flex}.door:hover{border-color:var(--ink)}.door-hero{background:var(--ink);border-color:var(--ink);color:#fff;margin-bottom:14px}.door-hero .eyebrow{color:var(--gold2)}.door-hero .door-title,.door-hero .door-go{color:#fff}.door-hero .door-text{color:#d7dee6}.door-title{font-family:var(--display);font-size:20px;font-weight:700;line-height:1.2}.door-text{color:var(--ink2);font-size:15px}.door-go{margin-top:4px;font-weight:600}.doors{gap:12px;margin:0 0 24px;padding:0;list-style:none;display:grid}.second-look{background:var(--wash);border-radius:16px;margin:8px 0 20px;padding:22px}.second-look h2{font-size:22px}.btn{min-height:var(--tap);border:1.5px solid var(--ink);background:var(--white);color:var(--ink);cursor:pointer;border-radius:999px;justify-content:center;align-items:center;gap:8px;padding:10px 18px;font-weight:600;text-decoration:none;display:inline-flex}.btn-primary{background:var(--ink);color:#fff!important}.btn-ghost{background:0 0}.btn-sm{min-height:40px;padding:6px 14px;font-size:14px}.btn-wide{width:100%}.btn-row{flex-wrap:wrap;align-items:center;gap:10px;margin-top:8px;display:flex}.link-btn{color:var(--ink);cursor:pointer;background:0 0;border:0;min-height:40px;padding:8px 0;font-size:14px;text-decoration:underline}.tool-tabs{scrollbar-width:thin;-webkit-overflow-scrolling:touch;gap:6px;padding:14px 0 6px;display:flex;overflow-x:auto}.tool-tabs a{color:var(--ink2);border:1.5px solid var(--line);border-radius:999px;flex:none;min-height:40px;padding:9px 14px;font-size:14px;font-weight:600;text-decoration:none}.tool-tabs a.is-on{background:var(--ink);border-color:var(--ink);color:#fff}.tool-head{padding:10px 0 6px}.example-banner{border-left:3px solid var(--gold);background:var(--wash);border-radius:0 10px 10px 0;margin:4px 0 16px;padding:10px 14px;font-size:15px}.example-banner p{margin:0}.example-banner.is-yours{border-left-color:var(--ink)}.tool-grid{grid-template-columns:minmax(0,1fr);gap:18px;padding-bottom:96px;display:grid}.col-title{font-size:15px;font-family:var(--mono);text-transform:uppercase;letter-spacing:.06em;color:var(--mute);margin:18px 0 8px;font-weight:600}@media (width>=980px){.tool-grid{grid-template-columns:minmax(0,.95fr) minmax(0,1.25fr);grid-template-areas:"inputs answer";align-items:start;gap:28px}.col-inputs{grid-area:inputs}.col-answer{grid-area:answer;max-height:calc(100vh - 16px);padding-right:4px;position:sticky;top:8px;overflow:auto}.wrap{padding:0 24px}.doors{grid-template-columns:repeat(3,minmax(0,1fr))}}.answer{border:1.5px solid var(--ink);background:var(--white);border-radius:16px;padding:18px}.answer-kicker{font-family:var(--mono);letter-spacing:.08em;text-transform:uppercase;color:var(--gold);margin:0 0 4px;font-size:12px;font-weight:600}.answer-head{margin-bottom:8px;font-size:clamp(24px,4.6vw,32px)}.answer-lead{font-family:var(--display);color:var(--ink);font-size:clamp(19px,3.2vw,23px);font-weight:600;line-height:1.3}.answer-band{border-top:1px solid var(--line);margin-top:12px;padding-top:10px;font-size:15px}.compare-sr{margin:4px 0 14px;font-size:15px}.after-tax{border-left:3px solid var(--gold);margin:8px 0 12px;padding:6px 0 6px 12px}.after-tax-line{font-family:var(--display);margin:0 0 4px;font-size:18px;font-weight:600}.answer-change{background:var(--wash);border-radius:10px;padding:10px 12px;font-size:15px}.kpis{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:12px 0 4px;display:grid}.kpi{border:1px solid var(--line);border-radius:12px;min-width:0;padding:12px}.kpi-big{background:var(--wash);border-color:var(--wash)}.kpi-label{color:var(--ink2);font-size:13px}.kpi-value{word-break:break-word;margin-top:2px;font-size:clamp(20px,4.4vw,26px);font-weight:600;line-height:1.2}.kpi-big .kpi-value{font-size:clamp(22px,5vw,30px)}.kpi-sub{color:var(--mute);margin-top:2px;font-size:12.5px}.kpi-status{margin-top:4px;font-size:12.5px;font-weight:600}.kpi-status.is-ok{color:var(--ok)}.kpi-status.is-ok:before{content:"✓ "}.kpi-status.is-under{color:var(--under)}.kpi-status.is-under:before{content:"• "}.not-entered{border:1px dashed var(--gold);border-radius:10px;margin-top:10px;padding:8px 12px;font-size:14px}.term{display:inline}.term-btn{font:inherit;color:inherit;cursor:help;-webkit-text-decoration:underline dotted var(--mute);text-decoration:underline dotted var(--mute);text-underline-offset:3px;text-align:left;background:0 0;border:0;padding:0}.term-q{border:1px solid var(--mute);width:16px;height:16px;color:var(--mute);vertical-align:1px;font-size:10px;font-family:var(--sans);border-radius:50%;justify-content:center;align-items:center;margin-left:4px;display:inline-flex}.term-def{color:var(--ink2);background:var(--wash);font-size:13px;font-weight:400;font-family:var(--sans);border-radius:8px;margin:6px 0;padding:8px 10px;display:block}.block{margin:16px 0}.block>h3,.block summary h3{font-size:17px}.block summary{cursor:pointer;list-style:none}.block summary::-webkit-details-marker{display:none}.block summary h3{display:inline}.block summary h3:after{content:" +";color:var(--mute);font-weight:400}details[open].block summary h3:after{content:" −"}.memo{margin-top:8px}.memo-grid{gap:4px;display:grid}@media (width>=1180px){.memo-grid{grid-template-columns:1fr 1fr;gap:24px}}.table-scroll{-webkit-overflow-scrolling:touch;overflow-x:auto}.memo-table{border-collapse:collapse;width:100%;margin:4px 0 8px;font-size:14px}.memo-table th,.memo-table td{border-bottom:1px solid var(--line);text-align:left;vertical-align:top;padding:6px 8px;font-weight:400}.memo-table thead th{font-family:var(--mono);text-transform:uppercase;letter-spacing:.04em;color:var(--mute);border-bottom:1.5px solid var(--ink);white-space:nowrap;font-size:11.5px;font-weight:600}.memo-table .r{text-align:right}.memo-table td.r{white-space:nowrap}.memo-table tr.total th,.memo-table tr.total td{border-top:1.5px solid var(--ink);font-weight:600}.memo-table .base{background:#eef1f5;font-weight:600}.memo-table .muted-row th,.memo-table .muted-row td{color:var(--mute)}.memo-table th:first-child{padding-left:0}.memo-table td:last-child{padding-right:0}.pro-forma th[scope=row]{white-space:nowrap}.line-note{color:var(--mute);font-size:12px;font-family:var(--sans);white-space:normal;display:block}.grid-cap{caption-side:top;text-align:left;color:var(--mute);padding:4px 0;font-size:13px}.moves-title{font-family:var(--display);margin-top:10px;font-size:17px;font-weight:600}.headsups{border:1px solid var(--line);border-radius:14px;padding:14px 16px}.hu-list{gap:10px;margin:0;padding:0;font-size:15px;list-style:none;display:grid}.hu-list li{flex-wrap:wrap;align-items:baseline;gap:8px;display:flex}.who{font-family:var(--mono);text-transform:uppercase;letter-spacing:.05em;border:1px solid var(--gold);color:var(--gold);white-space:nowrap;border-radius:999px;padding:1px 8px;font-size:11px}.badge{background:var(--ink);color:#fff;min-width:22px;height:22px;font-size:12px;font-family:var(--mono);border-radius:999px;justify-content:center;align-items:center;padding:0 6px;display:inline-flex}.badge-line{margin:10px 0}.cpa{border-top:1.5px solid var(--ink);padding-top:12px}.cpa-label{color:var(--ink2);font-size:14px;font-style:italic}.cpa-list{gap:10px;padding-left:20px;display:grid}.cpa-q{margin:0;font-weight:600}.cpa-who{color:var(--gold);font-size:12.5px;font-family:var(--mono);text-transform:uppercase;letter-spacing:.04em;margin:2px 0}.cpa-swing{color:var(--ink2);margin:2px 0 0;font-size:14px}.cpa-swing-k{font-weight:600}.where-wrong ul{padding-left:18px}.cta-block{margin:18px 0}.check{border:1.5px solid var(--line);background:var(--wash);border-radius:16px;padding:16px}.check-line{color:var(--ink2);text-align:center;margin:8px 0 0;font-size:15px}.check-panel{border-top:1px solid var(--line);margin-top:12px;padding-top:12px}.check-panel:focus{outline:none}.email-preview{white-space:pre-wrap;font-family:var(--mono);background:var(--white);border:1px solid var(--line);border-radius:8px;max-height:300px;padding:10px;font-size:12px;overflow:auto}.save-bar{flex-wrap:wrap;align-items:center;gap:8px;margin-top:10px;display:flex}.paths{gap:12px;display:grid}@media (width>=700px){.paths{grid-template-columns:1fr 1fr}}.path{border:1px solid var(--line);border-radius:14px;padding:14px}.path h3{font-size:16px}.path-dl{gap:2px;margin:0;display:grid}.path-dl dt{font-family:var(--mono);text-transform:uppercase;letter-spacing:.05em;color:var(--mute);margin-top:6px;font-size:11px}.path-dl dd{margin:0;font-size:15px}.section{border:1px solid var(--line);background:var(--white);border-radius:14px;margin-bottom:10px}.section>summary{cursor:pointer;min-height:var(--tap);flex-wrap:wrap;align-items:baseline;gap:8px;padding:12px 14px;list-style:none;display:flex}.section>summary::-webkit-details-marker{display:none}.section>summary:after{content:"+";color:var(--mute);margin-left:auto;font-size:20px;line-height:1}.section[open]>summary:after{content:"−"}.section-title{font-family:var(--display);font-size:17px;font-weight:700}.section-sub{color:var(--mute);font-size:13px}.section-body{gap:12px;padding:0 14px 14px;display:grid}.subgroup{border-top:1px solid var(--line);gap:10px;padding-top:10px;display:grid}.subhead{margin:4px 0 0;font-size:15px}.nf{gap:4px;min-width:0;display:grid}.nf-row{gap:4px;display:grid}.nf-label{color:var(--ink);font-size:14px;font-weight:600}.nf-box{border:1.5px solid var(--line);background:var(--white);min-width:0;min-height:var(--tap);border-radius:10px;align-items:center;padding:0 10px;display:flex}.nf-box.is-focused{border-color:var(--ink)}.nf-input{background:0 0;border:0;outline:none;flex:1;width:100%;min-width:0;padding:8px 4px;font-size:16px}.nf-input::placeholder{color:#8a97a5;font-family:var(--sans);font-size:14px}.nf-text{font-family:var(--sans)}.nf-adorn{color:var(--mute);font-family:var(--mono)}.nf-help{color:var(--mute);font-size:13px}.teach,.teach-block{color:var(--ink2)}.teach-block{background:var(--wash);border-radius:10px;margin:0;padding:8px 12px;font-size:14px}.nf-msg{color:var(--under);font-size:13px}.nf-slider{width:100%;accent-color:var(--ink);min-height:32px}.nf-compact .nf-label{font-size:12.5px}.select{min-height:var(--tap);border:1.5px solid var(--line);background:var(--white);border-radius:10px;width:100%;padding:8px 10px;font-size:16px}.select-sm{min-height:40px;font-size:14px}.textarea{border:1.5px solid var(--line);width:100%;font-family:var(--mono);border-radius:10px;padding:8px 10px;font-size:14px}.seg{border:0;min-width:0;margin:0;padding:0}.seg-legend{margin-bottom:6px;padding:0;font-size:14px;font-weight:600}.seg-opts{flex-wrap:wrap;gap:6px;display:flex}.seg-opt{position:relative}.seg-opt input{opacity:0;pointer-events:none;position:absolute}.seg-opt span{border:1.5px solid var(--line);cursor:pointer;border-radius:999px;align-items:center;min-height:40px;padding:6px 12px;font-size:14px;display:inline-flex}.seg-opt.is-on span{background:var(--ink);color:#fff;border-color:var(--ink)}.seg-opt input:focus-visible+span{outline:3px solid var(--gold);outline-offset:2px}.seg-opt.is-off span{opacity:.45;cursor:not-allowed}.toggle-row{cursor:pointer;min-height:var(--tap);align-items:center;gap:10px;display:flex}.toggle-row input{opacity:0;position:absolute}.toggle-track{background:var(--line);border-radius:999px;flex:none;width:42px;height:24px;transition:background .15s;position:relative}.toggle-thumb{background:#fff;border-radius:50%;width:18px;height:18px;transition:left .15s;position:absolute;top:3px;left:3px}.toggle-row input:checked+.toggle-track{background:var(--ink)}.toggle-row input:checked+.toggle-track .toggle-thumb{left:21px}.toggle-row input:focus-visible+.toggle-track{outline:3px solid var(--gold);outline-offset:2px}.toggle-label{font-size:15px;font-weight:600}.note{background:var(--wash);border-radius:10px;padding:10px 12px;font-size:14px}.note-warn{border:1px solid var(--gold);background:#fbf7ef}.note-plain{border:1px solid var(--line);background:0 0}.note p:last-child{margin:0}.row2{gap:10px;display:grid}@media (width>=560px){.row2{grid-template-columns:1fr 1fr}}details.sub>summary{cursor:pointer;align-items:center;min-height:40px;font-size:14px;font-weight:600;display:flex}.month-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin:8px 0;display:grid}@media (width>=560px){.month-grid{grid-template-columns:repeat(6,minmax(0,1fr))}}.roll{gap:10px;display:grid}.roll-row{border:1px solid var(--line);border-radius:12px;gap:6px;padding:10px;display:grid}.roll-fields{grid-template-columns:repeat(2,minmax(0,1fr));align-items:end;gap:8px;display:grid}@media (width>=560px){.roll-fields{grid-template-columns:.7fr 1fr .7fr 1.3fr}.roll-fields .roll-status{grid-column:1/-1}}.roll-status{min-width:0;display:block}.roll-fields>*{min-width:0}.roll-actions{gap:14px;display:flex}.roll-foot{flex-wrap:wrap;align-items:center;gap:10px;display:flex}.roll-total{color:var(--ink2);font-size:14px}.paste{gap:8px;display:grid}.rent{gap:12px;display:grid}.mkt{color:var(--ink2);border-left:2px solid var(--line);padding-left:8px;font-size:13px}.mkt-ok{border-left-color:var(--gold)}.sources .block h2{margin-top:12px;font-size:22px}.example-src{border-top:1px solid var(--line);padding-top:8px}.example-src h3{font-size:16px}.worked{border:1px solid var(--line);border-radius:12px;margin:8px 0;padding:10px 12px}.worked summary{cursor:pointer;flex-wrap:wrap;align-items:center;gap:8px;min-height:36px;font-weight:600;display:flex}.worked-tool{font-family:var(--mono);text-transform:uppercase;color:var(--gold);letter-spacing:.05em;font-size:11px}.mobile-bar{background:var(--ink);color:#fff;z-index:20;padding:8px 12px calc(8px + env(safe-area-inset-bottom));position:fixed;bottom:0;left:0;right:0}.mobile-bar-inner{align-items:center;gap:10px;max-width:1240px;margin:0 auto;display:flex}.mb-k{color:#d7dee6;font-size:13px}.mb-v{font-size:18px;font-weight:600}.mb-btn{color:var(--ink);cursor:pointer;background:#fff;border:0;border-radius:999px;min-height:40px;margin-left:auto;padding:0 14px;font-weight:600}@media (width>=980px){.mobile-bar{display:none}.tool-grid{padding-bottom:32px}}.site-footer{border-top:1px solid var(--line);background:var(--wash);color:var(--ink2);margin-top:24px;padding:22px 0 110px}@media (width>=980px){.site-footer{padding-bottom:28px}}.broker-line,.agent-line{color:var(--ink);margin:0 0 6px;font-size:16px}.broker-line.broker-line-nj{font-size:18px}.eho-line{align-items:center;gap:8px;margin:8px 0;font-size:16px;display:flex}.eho{width:28px;height:28px;color:var(--ink);flex:none}.disclaimer{margin-top:14px;font-size:14px}.version{margin-top:10px;font-size:13px}@media print{@page{margin:14mm 12mm 12mm}@page{@top-left{content:"Keller Williams Main Line · Six Ten Associates LLC · Calculators (continued)";font:8pt sans-serif;color:#000}}@page:first{@top-left{content:none}}html.nj body{page:nj}@page nj{@top-left{content:"Keller Williams Main Line · KW Empower · Six Ten Associates LLC · Calculators (continued)";font:8pt sans-serif;color:#000}}@page nj:first{@top-left{content:none}}html,body,main,.site-header,.site-footer{background:0 0!important}body{font-size:10pt}.print-inputs{margin-top:18pt;padding-top:6pt}.print-inputs h2{margin-top:0}.no-print,.tool-tabs,.subnav,.mode-switch,.col-inputs,.mobile-bar,.skip,.cta-block,.btn,.link-btn,.example-banner button,.term-q{display:none!important}.print-only{display:block}.tool-grid{padding:0;display:block}.col-answer{max-height:none;position:static;overflow:visible}.answer,.check,.section{border-color:#000}.block,.kpi,.path{break-inside:avoid}.table-scroll{overflow:visible}.site-footer{break-inside:avoid;background:#fff;padding:8px 0 0}.broker-line,.agent-line,.eho-line,.disclaimer,.version{color:#000;font-size:8pt}.broker-line.broker-line-nj{font-size:9pt}a{color:#000;text-decoration:none}.print-inputs pre{white-space:pre-wrap;font-family:var(--mono);font-size:8.5pt}}
